10 Indian Government Exams You Can Apply for After Graduation

Here are 10 major indian government exams you can apply for after graduation.

Based on various opportunities around us I’ve explained each of them with detailed explanations and step-by-step application tips:

1. RBI Grade B.

Why it matters: Entry-level officer roles in India’s central bank—shaping national monetary policies.

Ideal for: Economics, finance, or commerce grads with keen interest in economic affairs.

Selection process: Phase I (Objective), Phase II (Economic/Finance paper + interview).

How to apply:

1. Watch RBI’s website for the notification (usually mid-year).
2. Register online, upload documents, pay fees.
3. Study syllabus: Economics, Finance, Reasoning, English.
4. Appear for online exams, then interview.

2. UPSC Civil Services Exam (CSE).

Why it matters: Opens doors to prestigious services like IAS, IPS, IFS, IRS.

Who it’s for: Grads from any discipline who aspire to administrative leadership.

Structure: Prelims → Mains (incl. essay, optional topics) → Interview.

How to apply:

1. Fill online form via UPSC site.
2. Choose an optional subject smartly.
3. Prepare regularly using NCERTs, newspapers, mocks.
4. Clear each phase culminating in the personality test.

3. NABARD Grade A.

Why it matters: Roles in rural financial empowerment and agricultural livelihood support.

Ideal for: Those interested in rural economies, agri-finance, economic welfare.

Process: Prelims + Mains + Interview.

How to apply:

1. Stay alert when NABARD posts notifications (typically summer/fall).
2. Register and apply online with scanned docs.
3. Study agricultural economics, banking awareness, agrarian issues.
4. Crack the papers, then the interview.

4. Banking Exams – IBPS PO & SBI PO.

Why it matters: Launchpad to managerial roles in public sector banks, with perks and stability.

Who it’s for: Any grads; commerce, economics, or math backgrounds are helpful.

Process: Prelims → Mains → Interview.

How to apply:

1. Watch IBPS/SBI websites for exam announcements.
2. Register, upload docs, pay fees.
3. Focus preparation on reasoning, quant, English, general awareness.
4. Progress through stages to land a select post.

5. SEBI Grade A.

Why it matters: Regulates the securities and investment markets—crucial regulatory role.

Ideal for: Finance/accounting grads with interest in capital markets and regulations.

Process: Phase I (objective), Phase II (descriptive + interview).

How to apply:

1. See SEBI’s career portal for Grade A notifications.
2. Apply online, pay fees.
3. Prepare using finance laws, economy, English.
4. Clear written screens and interview.

6. JAIIB & CAIIB (For bank employees).

Why it matters: Certifications by Indian Banks’ Association—boost for internal career growth.
Ideal for: Bank officers seeking promotions or specialized expertise.
Process: Multiple-choice exams (online/offline).
How to apply:

1. Logs into IBA’s admin portal via your bank.
2. Fill forms when registrations open.
3. Study modules on banking operations and management.
4. Appear and earn certificates that count for career perks.

7. UPSC EPFO Enforcement Officer/Accounts Officer.

Why it matters: Prevents fraud and ensures social-security benefits for workers.

Ideal for: Grads interested in labor laws, public welfare, regulations.

Process: Online exam (General + Law/Accounts Section) + interview.

How to apply:

1. Start on upsconline.in when EPFO exam gets posted.
2. Register and submit necessary documents.
3. Prepare labor laws, accounting, apprenticeships.
4. Clear written test and interview.

8. IRDAI Assistant Manager.

Why it matters: Regulatory authority role in insurance sector policy and supervision.

Ideal for: Grads with interest in insurance rules, customer protection, compliance.

Process: Prelims → Mains → Interview.

How to apply:

1. Check IRDAI’s website for assistant manager positions.
2. Apply with scanned documents and pay fee.
3. Prep for insurance laws, maths, English.
4. Crack each stage to join as a regulator.

9. IFSCA Grade A.

Why it matters: Regulating the financial ecosystem at international financial centers like GIFT City.

Ideal for: Those with strong finance/commerce knowledge and global-market curiosity.

Process: Phase I (objective) → Phase II (descriptive) → interview.

How to apply:

1. Monitor IFSCA website for vacancies.
2. Register and apply online.
3. Focus prep on global finance, international laws.
4. Clear axes to become early-career regulator in International FCs.

10. PFRDA Grade A.

Why it matters: Ensures regulatory safety of pension frameworks (e.g., NPS).

Ideal for: Graduates interested in actuarial science, retirement planning policy.

Process: Online test → interview.

How to apply:

1. Watch PFRDA’s official portal for job notices.
2. Apply online with all necessary credentials.
3. Prep using pension norms, investment principles.
4. Clear test and interview to protect retirees’ financial futures.

General Steps To Apply for Any of These Exams.

1. Track Notifications – Keep bookmarked exam official sites.
2. Online Registration – Fill out the form and pay fees once open.
3. Collect Documents – IDs, photos, signatures, and category certificates.
4. Start Preparation – Understand exam pattern, reinforce domain knowledge.
5. Mock Tests – They help improve speed, accuracy, and confidence.
6. Admit Card & Exam Day – Download admit card, prepare logistics.
7. Paper & Interview – Give your best, follow instructions, and present well.
8. Result & Joining – Once selected, verify documents and join the organization.

Summary Table.

Exam	Target Sector	Main Skills Needed
RBI Grade B	Central Banking	Economics, Finance, Quant
UPSC CSE	Civil Services	GS, Essay, Optional Subject
NABARD Grade A	Agri-Finance	Agriculture, Economics
IBPS/SBI PO	Banking	Reasoning, Quant, GA, English
SEBI Grade A	Market Regulation	Finance, Law, Economy
JAIIB/CAIIB	Banking Certification	Bank Operations, Management
UPSC EPFO	Social Security Enforcement	Labour Laws, A/C, GS
IRDAI Assistant Manager	Insurance Regulation	Finance, Math, Laws
IFSCA Grade A	International Banking	Global Finance, Regulations
PFRDA Grade A	Pension Regulation	Pension Law, Investments

Cracking a government exam after graduation requires disciplined study, strategic planning, and consistency. Start by deciding which area aligns best with your interests and strengths—be it finance, law, administration, or agri-economics. Then choose an exam and follow the tailored plan suggested above.

Best of luck on your journey toward a rewarding government career! If you’d like detailed timelines, book suggestions, or mock test guidance for any specific exam, I’m happy to help—just ask!