Tag: Credit Score
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What happens if you overpay your credit card bill? Is it bad or beneficial?
Most of new credit card holders think that overpaying the credit card balance may improve their credibility and credit scores, but that’s not true at all. Instead, it does nothing extra benefit to credit score. It is true that credit…
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When and how to use the loan refinancing (refinansiering) option?
There will come a moment in your life when you will need to get a personal loan from a bank so as to finance some types of expenses that have come your way. If you were in a rush when…
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Do you know your money?
Do you know your money? Have you any plan to manage your money? Below are some noteworthy questions everyone should be able to answer about their money. Does your employer match any of your retirement contributions and are you getting…
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How to improve your bad credit score?
People tend to either be anxious about their credit rating and obsess about it or have no clue as to what their score is. Both can be dangerous as it is important to have an idea of what your rating…
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Effective ways to fix your credit score
A credit score is simply a three-digit number. It allows banks or financial institutions or other lenders to gauge the financial strength of their borrowers. It also enables them to guess if the borrower has the ability to pay back…
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How to acquire a loan with a low credit score?
There are numerous reasons why you need to borrow money. For those with a high credit score, you may not have difficulty in acquiring a low-interest rate loan. However, a bad credit rating makes it quite challenging to qualify for…
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How to build business credit?
The time has come to get a business loan. You did your homework; you probably looked into various financing options and lenders, informed yourself thoroughly about interest rates and payment terms. But, did you take into consideration your business credit?…
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How personal finance software can help you out of debt?
You can accomplish any task even personal finance with the right equipment and know-hows. Computer applications excel in simplifying the most complex tasks. Why not use one of many financing apps to help you pay off your debts? First, you…
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How to Repair Your Credit Score?
Any defaults on your loans, most usually student loans, car loans or mortgages should be fixed as soon as possible. The damage to your credit score due to these mistakes is huge and remains on file for up to seven…