Business and technology shouldn't be difficult

Finance

Finance is a broad term that describes activities associated with banking, leverage or debt, credit, capital markets, funds, and investments. Basically, finance represents the getting, the spending, and the management of money.

5 tips for SMEs exploring trade finance options

Published by Atul Kumar Pandey on May 26, 2022.
Finance

Getting a small business off the ground or even gaining some momentum as a medium-sized business are both equally challenging enterprises. This is mainly due to tight financial scenarios with very little room for mistakes and downtime. In order to grow SMEs into big self-sustaining businesses, it is vitally important to create a robust financing […]

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What happens if you overpay your credit card bill? Is it bad or beneficial?

Published by Atul Kumar Pandey on October 5, 2021.
Paying credit card balance

Most of new credit card holders think that overpaying the credit card balance may improve their credibility and credit scores, but that’s not true at all. Instead, it does nothing extra benefit to credit score. It is true that credit card payment history also counted towards the calculation of credit score, but more things are […]

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Get amazing deals and discounts of airline and hotel credit cards

Published by Atul Kumar Pandey on September 13, 2021.
Credit cards

There are many benefits of airline and hotel credit cards. First, you will be able to take the advantage of airline and lounge discounts. You can find a lot of different offers in the market. The good thing about these credit cards is that they will provide you with the best deals when you book […]

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When and how to use the loan refinancing (refinansiering) option?

Published by Atul Kumar Pandey on July 9, 2021.
Loan

There will come a moment in your life when you will need to get a personal loan from a bank so as to finance some types of expenses that have come your way. If you were in a rush when trying to get that loan, chances are that you might have agreed on some terms […]

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Do you know your money?

Published by Atul Kumar Pandey on June 25, 2021.
Money

Do you know your money? Have you any plan to manage your money? Below are some noteworthy questions everyone should be able to answer about their money. Does your employer match any of your retirement contributions and are you getting the full match? Many employers offer to match all or a portion of the money […]

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What you should know about credit card debt relief?

Published by Atul Kumar Pandey on June 8, 2021.
Credit card

You never intended for things to get so out of hand. Yet here you are, with unmanageable credit card debt. Did you know that, if handled properly, debt relief can rid you of your albatross? Here’s what you should know about credit card debt relief. What is debt relief? Debt relief could mean erasing the […]

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5 mistakes to avoid while taking a loan against property

Published by Atul Kumar Pandey on May 28, 2021.
Mortgage loan

In life, one can face a situation of tight cash flow at a time of money required for big-ticket expenses, both for personal and business use. A loan against property can be beneficial at such a stage, opt for a mortgage loan from Standard Chartered for a sizable amount at an economical interest rate. Unlike […]

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How to improve your bad credit score?

Published by Atul Kumar Pandey on April 20, 2021.
Credit Score

People tend to either be anxious about their credit rating and obsess about it or have no clue as to what their score is. Both can be dangerous as it is important to have an idea of what your rating is, but you also need to know that there are always ways to improve it […]

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How to pick the right financing company for your customers

Published by Atul Kumar Pandey on April 12, 2021.
Affordable payment options

Once you have an established business, the next thing you need is a means to acquire and retain customers. As a business, you need to provide your customers with the right financing solutions to help them acquire their desired products or services. Effective financing solutions have always helped businesses in increasing sales and customer loyalty. […]

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Financial myths about loans busted

Published by Atul Kumar Pandey on March 1, 2021.
Myth

Adding a debt component to your financial portfolio is a considerable step. You will hear enough advice on matters relating to loans and why you should do certain things to pick an option or avoid another one altogether. Clubbed together, these pieces of advice can cloud your judgement about loans and form different myths. Now, […]

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